KPITAPP
Kpipay 4.0

Kpipay 4.0

Hybrid payment gateway: PSE, Nequi and FRAC with anti-fraud.

Testnet · test FRAC

This MVP has no open round yet.

Release by gates

  1. APending
  2. BPending
  3. CPending
  4. DPending
  5. EPending

How the chain protects your contribution

  • Your contribution sits in an escrow on Fractal AI; KPITAPP never receives it.
  • It is released to the MVP's treasury gate by gate (A–E), only with 3 of 4 signatures: two external auditors, Fractal AI and the legal team.
  • If a gate expires unmet, the round dies and you reclaim the unreleased part yourself, without anyone’s permission.
  • You sign with your own post-quantum wallet (Dilithium 3), encrypted in your browser.

The KGT-1 token

  • Fixed 100 million cap, sealed in the governance charter.
  • Governs the MVP: on-chain proposals and votes.
  • It is not a share, a deposit or a promise of returns.

Testnet round with test FRAC, which has no economic value. This is not a public offering of securities in any jurisdiction and promises no return, liquidity or appreciation. Real-money rounds will only open after legal review and with active external auditors.